Why Hire a Debt Negotiation Lawyer or Bankruptcy Attorney from Ariano & Reppucci, PLLC?
Many Arizona families are currently facing financial instability. For these families, the stress associated with such financial concerns comes in many forms can be debilitating. Relentless creditor harassment, sizeable wage garnishment, unforeseen levies on current assets, foreclosure and repossession are just some of the potential consequences of unmanageable debt.
Fortunately, there are several options available that help residents of Arizona manage their debt and bills. Attorney debt settlement allows many consumers to negotiate with their creditors and settle their current debt for a fraction of the amount owed – often for 55% or less of the total debt and fees. Simply make monthly or lump sum payments into a protected trust account and your attorney will handle the rest, negotiating with your creditors to obtain the lowest possible settlement.
An alternative to debt settlement is bankruptcy protection. Under chapters 7 and 13 of the bankruptcy code, Arizona consumers can file for bankruptcy protection to eliminate most or their entire current debt burden. Bankruptcy protection allows thousands of Arizona families to obtain a fresh start every year. While it once carried a negative stigma, filing for bankruptcy in our current economic climate is now considered a prudent financial decision for many. Call our firm 7 days a week to speak with one of our experienced Phoenix bankruptcy attorneys.