Bankruptcy & Debt Settlement Lawyers

free bankruptcy book

Need more information about bankruptcy?

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Speak Directly with an Attorney

When you call Ariano & Reppucci you will be immediately connected with a knowledgeable and friendly bankruptcy attorney. Get your questions answered without having to schedule an appointment.

Attorney Prepared Petitions

Unlike most bankruptcy attorneys that use legal assistants to complete a majority of your case, our experienced and dedicated bankruptcy attorneys handle your case from start to finish.

Top Bankruptcy Attorneys

The attorneys at Ariano & Reppucci have an "A" rating with the Better Business Bureau as well as a number of positive online reviews. We believe in providing the best service, not filing the most cases.

Low Flat Fee Bankruptcy

We offer residents of Arizona low flat fees and payment plans that meet or beat our competitors' rates. You can retain an attorney at Ariano & Reppucci for little or no money down to stop the creditor calls.

Some Words About Us

Attorney Chris H Ariano

Managing Partner

Christopher Ariano is an experienced bankruptcy and immigration attorney available for consultations in Phoenix and Casa Grande.

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Attorney Ryan M Reppucci

Managing Partner

Ryan M. Reppucci is a dedicated and enthusiastic Phoenix, Arizona attorney and one of the managing partners at Ariano & Reppucci, PLLC.

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Why Hire a Debt Negotiation Lawyer or Bankruptcy Attorney from Ariano & Reppucci, PLLC?

Many Arizona families are currently facing financial instability. For these families, the stress associated with such financial concerns comes in many forms can be debilitating. Relentless creditor harassment, sizeable wage garnishment, unforeseen levies on current assets, foreclosure and repossession are just some of the potential consequences of unmanageable debt.

Fortunately, there are several options available that help residents of Arizona manage their debt and bills. Attorney debt settlement allows many consumers to negotiate with their creditors and settle their current debt for a fraction of the amount owed – often for 55% or less of the total debt and fees. Simply make monthly or lump sum payments into a protected trust account and your attorney will handle the rest, negotiating with your creditors to obtain the lowest possible settlement.

An alternative to debt settlement is bankruptcy protection. Under chapters 7 and 13 of the bankruptcy code, Arizona consumers can file for bankruptcy protection to eliminate most or their entire current debt burden. Bankruptcy protection allows thousands of Arizona families to obtain a fresh start every year. While it once carried a negative stigma, filing for bankruptcy in our current economic climate is now considered a prudent financial decision for many.  Call our firm 7 days a week to speak with one of our experienced Phoenix bankruptcy attorneys.

free bankruptcy book

Need more information about bankruptcy?

Submit your contact information and we'll send you a free copy of our book.

Incredible success stories from real people, just like you!

“Chris Ariano handled our Chapter 7 Bankruptcy case. I would highly recommend his services to all. Right from the start he put us at ease with such a stressful financial situation and walked us through the steps, explained everything in detail and answered all our questions. Everything went as planned. Thanks.”

Experience: Positive
Recommend: Yes

Allen & Deborah F. November 10, 2014

“Mr. Ariano was professional, knowledgeable and very helpful. He responded quickly to my questions and I had an overall good experience with him.”

Experience: Positive
Recommend: Yes

Brian D. April 2, 2014

“Filing bankruptcy earlier this year was not an easy decision for my husband and I to make. Chris Ariano of Ariano & Reppucci was the lawyer who handled our case, and from our very first meeting Chris made us feel comfortable. He answered our questions and addressed our concerns. Chris is very patient, even though I emailed and called him many, many times with questions. He always responded back to me the same day or the following day. The other thing I really liked about Chris is he didn’t push to start making payments. We paid what we could afford each month (our payment plan) and when that was finished, we filed. It all worked out within the time frame we needed. I would definitely recommend the law offices of Ariano & Reppucci and Chris Ariano if you are considering filing bankruptcy.”

Experience: Positive
Recommend: Yes

C. B. September 14, 2014

“Christopher Ariano is a great bankruptcy attorney. As a prior business owner who decided to close the business after going through a divorce I was overwhelmed with too many bills. Mr. Ariano was very helpful in answering my questions and keeping me constantly informed of what needed to be done. I had moved out of state and Mr. Ariano was excellent at corresponding phone, email and even representing me at the hearing. I would recommend him to anyone in need of this service. Just wish he was a divorce attorney-could have used his services then.”

Experience: Positive
Recommend: Yes

Carmen C. March 10, 2015

“My experience with Ariano & Reppucci, LLC was excellent and would recommend them to everyone. They made sure I knew what was happening through the entire process and helped me understand anything I didn't understand.”

Experience: Positive
Recommend: Yes

Carole B. June 2, 2014

“Going through a bankruptcy is quite stressful, but Chris Ariano did everything he could to make it as pain free as possible. Thank you Chris for your kindness, your prompt responses, and most of all, your professionalism.”

Experience: Positive
Recommend: Yes

Delia M. February 12, 2015

“After researching a few bankruptcy lawyers I came across Chris Ariano’s website and he came across as a very experienced and approachable person. Chris also provided answers to my questions which made it easy for me to choose him. Once I contacted him phone I was pleased because he was honest and straight forward but he did not come across as rude or unhelpful. Chris didn't make me feel like he didn't care for my business. Chris was exactly like he represented himself on his website. I chose Chris to represent me and it was the best decision I have ever made! Chris was extremely helpful, attentive, made himself available whenever I had any questions, even on weekends. Chris made the experience, that I know is very stressful for others, so simple. He took care of every aspect of the process, phone calls, filing etc. I knew what to expect every step of the way especially on the trustee meeting where I do confess I got nervous and a little tongue tied answering the trustee but I had Chris help me along the way. Overall Chris was very likable, very professional, knowledgeable and pleasant to work with. I would highly recommend him to anybody not only for Bankruptcy but for any other services in his line of profession. I need to add, for the high caliber of lawyer he is I would of expected him to be pricey but he was very affordable. Thank You Chris for all your help! I am very Grateful for coming across your page and having you on my side when I felt the weight of the world on top of my shoulders.”

Experience: Positive
Recommend: Yes

Diana August 19, 2014

“Very professional and always available for questions and concerns. Explained the process from start to finish , and they were 100% right. They helped me so much, especially with regards to stopping my garnishment.”

Experience: Positive
Recommend: Yes

Dusty G. September 25, 2014

“Chris Ariano did an excellent job handling my bankruptcy case. I would recommend his firm to anyone.”

Experience: Positive
Recommend: Yes

Eric C. January 30, 2015

“Chris was good, understanding and always was there when we had questions. A good guy. Thumbs up...”

Experience: Positive
Recommend: Yes

George T. January 31, 2013

“Chris Ariano was extremely helpful and approachable. I had contacted another bankruptcy lawyer previous to Mr. Ariano and he was rude, unhelpful, and overpriced. Mr. Ariano was always available whenever I had questions and friendly to boot. I have already recommended him to a friend and they had the same results.”

Experience: Positive
Recommend: Yes

Jeren J. April 1, 2014

“Chris Ariano is a great attorney, he did exactly what he said he would do for me!”

Experience: Positive
Recommend: Yes

Karol B. January 17, 2015

“When I first met with Ariano & Reppucci, LLC I was overwhelmed & stressed my debt, & I decided to hire Ariano & Reppucci, I was very happy with my results of my bankruptcy case. Their expertise & complete professionalism were beyond incredible. They were very patient with me & explained all my options, I liked that they kept me informed & updated me on my case.”

Experience: Positive
Recommend: Yes

Laura B. September 17, 2014

“I had the pleasure of dealing with Chris Ariano while being sued a debt collector. I was hesitant about speaking with a lawyer but Chris was extremely knowledgeable, friendly and helpful. He provided me with excellent service and I will absolutely refer him to friends and family in the future.”

Experience: Positive
Recommend: Yes

Lisa L. October 21, 2014

“From the moment my wife and I walked into Mr Ariano’s office for our free consultation about the Bankruptcy process we were made to feel welcome and comfortable, it was this positive feeling that made the decision for us to retain Mr Ariano as are attorney an easy one. Throughout the whole process Mr Ariano was very professional and helpful , being easy to approach and answering all of our questions and concerns promptly, Mr Ariano has a knack of making you feel like you are talking to a friend and this made this very troubled time in our lives so much easier. I would highly recommend this Law Firm to anyone who is seeking a Professional, Helpful Attorney to assist you in your needs. Thanks to Mr. Ariano and his Staff.”

Experience: Positive
Recommend: Yes

Mark L. May 16, 2014

“Chris Ariano was extremely helpful through the entire BK process from beginning to end. He is very knowledgeable and I was very confident through the whole process because of that. Chris also made sure to get back to every phone call and email as soon as possible and I appreciated that very much. I would highly recommend him for anyone that has to go through bankruptcy!”

Experience: Positive
Recommend: Yes

Melissa K. June 26, 2013

“Chris Ariano is very professional and a true gentleman. I highly recommend him for any attorney services that he offers.”

Experience: Positive
Recommend: Yes

Patricia C. December 16, 2012

“There are not enough words to describe the superb service and assistance provided to me the law firm of Ariano & Reppucci. Mr Ariano is a highly knowledgeable, professional, and understanding attorney. His prowess of bankruptcy law is unmatched, and his attention to detail is flawless. Trust me, and avoid the endless searches for a reputable bankruptcy attorney simply choosing Ariano & Reppucci.”

Experience: Positive
Recommend: Yes

Raul V. January 1, 2015

“Chris Ariano was an excellent attorney in handling my chapter 7 bankruptcy. It was swift and seamless. As long as you do the things you need to do on your end Chris makes your process very easy and not near as intimidating as you might think it would be. The other thing is Chris returns all calls and emails very quickly. I have never seen an attorney return emails and calls so quick. That is so important as a customer and not to mention its always Chris you talk to if you hire him not someone else. He is very hands on.”

Experience: Positive
Recommend: Yes

Renee May 8, 2014

“Chris handled my case from start to finish, and was exceptional. He took as much time as I needed to answer every question, and stayed in regular contact with updates. And, I received the best price of all the firms I contacted. I really could not have asked for anything more.”

Experience: Positive
Recommend: Yes

S.H. October 13, 2014

“Chris Ariano handled our Chapter 7 Bankruptcy case. I would highly recommend his services to all. Right from the start he put us at ease with such a stressful financial situation and walked us through the steps, explained everything in detail and answered all our questions. Everything went as planned. Thanks.”

Experience: Positive
Recommend: Yes

Allen & Deborah F. November 10, 2014

“Chris Ariano handled our Chapter 7 Bankruptcy case. I would highly recommend his services to all. Right from the start he put us at ease with such a stressful financial situation and walked us through the steps, explained everything in detail and answered all our questions. Everything went as planned. Thanks.”

Experience: Positive
Recommend: Yes

Allen & Deborah F. November 10, 2014

“I was totally nervous about filing bankruptcy but Chris walked me through everything and eased my fears. He answered all my questions, e-mails and text messages immediately. When I went to court he was there. Not once did I have to deal with a para-legal. He made this whole thing as painless as possible. I highly recommend this law firm!”

Experience: Positive
Recommend: Yes

Susanne P. June 23, 2014

“Chris Ariano handled our Chapter 7 Bankruptcy case. I would highly recommend his services to all. Right from the start he put us at ease with such a stressful financial situation and walked us through the steps, explained everything in detail and answered all our questions. Everything went as planned. Thanks.”

Experience: Positive
Recommend: Yes

Allen & Deborah F. November 10, 2014

Recent Blog Posts

Apr 28 2016

Bankruptcy Discharge

What is Bankruptcy Discharge? After an individual goes through either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy and completes the process successfully, that individual will receive a bankruptcy discharge. A bankruptcy discharge relieves a debtor of their personal responsibilities for the specific debt that was discharged by the bankruptcy court.[i] There are some […]

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Apr 24 2016

Bankruptcy for Small Businesses

Introduction to Bankruptcy for Small Businesses Filing bankruptcy has options for not just individuals, but for businesses as well. In fact, businesses and individuals can file the same Chapters of bankruptcy – Chapter 7 and Chapter 13. While individuals can file Chapter 11 bankruptcy, it is usually utilized by small businesses who do not qualify […]

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Phoenix Law Office
1430 E. Missouri Ave, Suite B127
Phoenix AZ 85014

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Tucson AZ 85701

Mesa Law Office

2266 S. Dobson Rd, Suite 200
Mesa AZ 85202

Glendale Law Office

20100 N. 51st Ave, Suite F640
Glendale AZ 85308

Casa Grande Law Office

420 Casa Grande Lakes Blvd North
Casa Grande AZ 85122

free bankruptcy book

Need more information about bankruptcy?

Submit your contact information and we'll send you a free copy of our book.