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About Christopher Ariano

Christopher Ariano is a bankruptcy and debt settlement attorney helping clients across the state of Arizona free themselves from the weight of burdensome debt.

The Chapter 7 Means Test in Arizona

The Chapter 7 Means Test in Arizona

When filing Chapter 7 bankruptcy in the state of Arizona, the court requires individuals to complete a means test. The means test was brought in as a part of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. The means test is a way of ensuring that people […]

Medical Debt Bankruptcy in Arizona

Medical Debt Bankruptcy in Arizona

Most people in the United States turn to bankruptcy as a way to climb out of a hole of debt that amassed over many years. One of the biggest reasons that bankruptcy is filed is because of medical debts. When illness comes upon someone, they may not have sufficient enough insurance […]

What Assets Can I Keep in Bankruptcy in Arizona?

What Assets Can I Keep in an Arizona Bankruptcy?

Part of the bankruptcy procedures include exemptions that the courts allow bankruptcy filers to claim when they file their bankruptcy. Unfortunately, there is still a chance that some of your household items will end up sold, depending on the type of bankruptcy you file. To understand what […]

Bankruptcy and Wage Garnishment in Arizona

Bankruptcy and Wage Garnishment in Arizona

Wage garnishments are issued by court order in the state of Arizona. These court orders can have the wages of the debtor garnished up to 25% of the net paycheck. A wage garnishment cannot be started until it has gone through the proper channels and has been issued by a […]

Bankruptcy and Job Loss in Arizona

Bankruptcy and Job Loss in Arizona

bankruptcy and job lossA lot of misconceptions exist about what happens when filing bankruptcy in the state of Arizona. The facts seem to get misconstrued like playing a game of telephone. Everyone makes mistakes financially at some point in their life. The […]

What is a Bankruptcy Trustee in Arizona?

What is a Bankruptcy Trustee in Arizona?

what is a bankruptcy trusteeAnytime a Chapter 7 or 13 bankruptcy is filed in the state of Arizona, the court will appoint a bankruptcy trustee. The state of Arizona is not the only state that appoints trustees in bankruptcy proceedings. This […]

ARIZONA BANKRUPTCY EXEMPTIONS LIST PART TWO: MONEY, BENEFITS, AND PROCEEDS

ARIZONA BANKRUPTCY EXEMPTIONS LIST PART TWO: MONEY, BENEFITS, AND PROCEEDS

arizona bankruptcy exemptions listWhen you are filing Chapter 7 bankruptcy, the idea of the trustee that is appointed to your case ceasing your personal assets can be devastating. It is important to make sure that you are looking […]

ARIZONA BANKRUPTCY EXEMPTIONS PART ONE: HOMESTEAD AND PERSONAL PROPERTY

ARIZONA BANKRUPTCY EXEMPTIONS PART ONE: HOMESTEAD AND PERSONAL PROPERTY

arizona bankruptcy exemptionsWhen you file for chapter 7 bankruptcy, you are asking the court to discharge your unsecured debts. Once you decide to file for bankruptcy, your life and finances will be put under a microscope. If you file […]

How Your Business Could Qualify for a Prepackaged Bankruptcy

How Your Business Could Qualify for a Prepackaged Bankruptcy

prepackaged bankruptcyEach business is in a different situation and has different needs when contemplating an Arizona bankruptcy filing. Some businesses can complete a pre-packaged bankruptcy filing to move through the process quicker. Only with the recommendation from a skilled […]

Creditors Rights and Bankruptcy in Arizona

Creditors Rights and Bankruptcy in Arizona

creditors rights and bankruptcyThere are many parties involved during a bankruptcy filing, including creditors. Your creditors will file and make petitions during the proceedings to make sure they get their fair share of the wealth. While you’re the most important person involved […]

Here’s What Our Clients Have To Say!

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